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Chapter 381 of the Missouri Revised Statutes, known as the Missouri Title Insurance Act, addresses many of the legal issues involving title insurance and title insurance agents. The law contains many terms that most people are not familiar with such as closing protection letter, good funds, title abstract, title commitment, lender’s title insurance policy and owner’s title insurance policy. Further, when addressing a title defect, it is important to know the difference between the title insurance company, often referred to as a title underwriter, and the title insurance agent, often referred to as the title company, and what roles and responsibilities they have. What makes this even more confusing is that some title insurance companies also have title insurance agents of the same name. The managing attorney of TdD Attorneys at Law LLC is very familiar with this area, having held positions as underwriting counsel for a title insurance company and president of a title insurance agent.

St. Louis Title Claim Lawyer

St. Louis title claim lawyers generally assist clients in two capacities. The first is assisting individuals and entities in filing and prosecuting title claims against their title insurance policies. The second is to clear the title defect, which can be done in many creative ways that do not involve litigation or by filing a quiet title action or reformation action. A title defect is generally the result of a past real estate transaction where the title history was not searched properly, fraud was involved, or the closing documents were not drafted, signed or recorded properly. These issues often do not arise until the next time there is a real estate transaction involving the property.

Missouri Real Estate Lawyer

From offices in St. Louis, TdD Attorneys at Law LLC represents clients in communities throughout Missouri. Contact attorney Ted Disabato at (314) 819-5713 to schedule an initial consultation with an experienced Missouri real estate lawyer today.

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