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January 2018 Archives

Avoiding the probate headache

Untangling an estate plan can prove to be a challenging task for any Missouri resident. Maximizing value of an estate, arranging plans for minor children and minimizing taxes are all factors that call for special attention and clarity. Unbeknownst to many, going to probate is not always a must. Instead, those looking to arrange estate plans can establish a trust that prevents this extra hassle. There are other essentials to be aware of when beginning this process, but an experienced professional can ensure that it is done the right way.

I Found A Problem With My New Home, What Can I Do?

Residential real estate transactions in Missouri are not extensively governed by legal statutes. The homeowner has a limited responsibility to disclose defects in the house when selling the property. However, if you found a significant problem with your home after moving in recently, there are some things you can do to address it.

The current outlook of st. louis real estate

It involves browsing countless listings and conducting neighborhood research. What follows is often one of many realtor meetings, home inspections and walk-throughs. Regardless of which step future homeowners find themselves taking, they generally all have one goal in mind: to find the perfect home. While some spots on the nation's map are certainly seeing major housing booms, the St. Louis area is going through its own housing market challenges.

What do I need to disclose when selling my house?

You may be dreading the disclosure required of all property owners in Missouri, wondering if you have to make an all-inclusive list of every chip in the paint, scratch in the molding or crack in the sidewalk. While it is illegal in many states to try and cover up issues such as major structural problems, real estate disclosure is not meant to be a laundry list of minor issues either.

Do you need an estate plan for your digital assets?

Almost everyone has some form of digital assets these days, but most do not have anything in their estate plan regarding how they want them handled. A 2011 survey by McAfee found that Americans valued their digital assets at more than $54,000. Digital assets include photos, emails and digital records such as financial statements or tax returns, along with anything else you store online. In addition to these common assets, digital purchases for eBooks, music and movies would also be included, along with the relatively new cryptocurrencies.

Millennial estate plan needs

If you are one of the many millennials in Missouri, the thought of making a will or a trust may seem completely unnecessary to you. Many people today still incorrectly consider these things important for older individuals. However, as NerdWallet explains, setting up an estate plan while you are young is just as important as having one in place when you get into your 50s, 60s or beyond.

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