How to Choose a Real Estate Agent - TdD Premier Real Estate

Please read this DISCLAIMER before reading below.

TdD Premier Real Estate was established in 2004 with the concept of bringing more than just real estate transactional knowledge to assist a client in the purchase or sale of their property. The enhanced value brought by Ted Disabato and his staff provides attorney-style negotiation techniques, lending and title insurance/closing advice as well as utilization of the latest technology to market your property for sale or ensure you don't miss a great deal on your dream home. Most real estate offices won't give you information on how to choose a real estate agent and cannot provide such a broad spectrum of advice due to the necessary knowledge base and number of licenses required.

Items you may want to consider when choosing a real estate agent:


Selling or buying your home or investment property, which are for many individuals their largest asset, generally involves a significant investment. Many St. Louis real estate agents are part time and have other jobs that in no way relate to real estate - you wouldn't choose your doctor, attorney or accountant who didn't practice in their profession full time, why would you choose a real estate agent in St. Louis that was not dedicated to the real estate profession?

Error and Omission Insurance?

Does your real estate agent carry a sufficient Errors and Omissions or Malpractice Insurance Policy? It seems like a matter that should be automatic, but there are many St Louis real estate agents that do not carry a E&O or malpractice insurance policy. That policy ultimately protects the client. Without an E&O policy in place, you may be VERY limited in what you recover from the real estate agent if you suffer a loss.

Marketing Investment?

It is very important for sellers to make sure your real estate agent is utilizing the latest technology to market your home for sale. Most St. Louis buyers (or St. Louis real estate agents representing buyers) search for suitable homes on the internet. The key to marketing your home is to ensure that your home appears high in the search lists on the websites that receive the most search traffic in your area. Placing your home on the real estate agent's website does almost nothing to market the property. Marketing your home properly is often a significant investment on the part of the real estate office be careful of St Louis real estate agents who appear to spend a significant amount marketing to ATTRACT CLIENTS, because they won't have much left in their budget to market YOUR property.

Nationally recognized real estate companies?

What many home sellers and buyers don't realize is that almost all real estate agents in St Louis are independent contractors. In other words, they are running their own company. Just because each of those individual real estate agents pay a fee to use the nationally recognized company name, does not mean they receive great training or have achieved a measure of success. You can find a very professional real estate agent working under a big company name, but you can also find a 2nd grade teacher that is a real estate agent on the side.


Experience is good, complacency and repetition is not. The way people buy and sell real estate has changed drastically over the last 10 years. If someone has been a real estate agent for 30 years, make sure they are not operating the same way they did 30 years ago, 15 years ago, or even 3 years ago.

In- house attorney?

Many real estate transactions have serious issues that come up during the buying and selling process. If your real estate agent does not have an in- house attorney to rely upon if a problem arises, you could be in for a world of aggravation and expense.


First, choose an individual who is a Realtor®. Every real estate agent must be licensed in their State, however just because they are licensed does not mean they are a Realtor. It is important to choose a Realtor because a real estate agent that is not a Realtor cannot list a property for sale in the local internet database called the "MLS." Real estate agents who are not Realtors also cannot gain access to the blue electronic key boxes hanging on the doors of many homes that are for sale.

Financial condition of the real estate agent?

This may be a hard question to ask, but with the extreme downturn in the real estate market, the individual agent may be pressed to make his or her own bills. Human nature is to protect your own before others, so make sure you are not rushed into a purchase paying more than you should, or selling for less than you should because the agent needs their commission.

"Glamour shots" photos, calendars, recipes, what their kids are doing?

What do all of these have in common with quality representation in a real estate transaction, NOTHING! This may seem comical, but buying or selling a house is a huge investment and can go very wrong, especially in the current market. Share pictures of your kids, recipes and fashion tips with your friends, hire a real estate agent that knows what they are doing!

Why choose us: All real estate agents of TdD Premier Real Estate are licensed Realtors, involved full time in real estate, are covered by E&O insurance policies and are members of the National Association of Realtors, Missouri Association of Realtors and St. Louis Association of Realtors. We have a commitment to utilizing the latest technologies and the strongest technology partners to market your home for sale. In addition, if you are a tech savvy buyer, we have applications that will make your search process much more efficient and effective. Finally, we run credit background checks on all agents to ensure their financial responsibility and will not send you calendars, recipes or pictures of our kids, but we may send market data on the St. Louis and National real estate markets and maybe even tips to increase the value of your property.

St. Peters Real Estate Agent Realtor

From offices in St. Louis, Missouri, TdD Premier Real Estate and TdD Attorneys at Law LLC, represent clients in communities throughout the metro area including St. Charles, St. Peters and Chesterfield. Contact attorney Ted Disabato at 314-527-3224 to schedule an initial consultation with an experienced St. Peters real estate agent Realtor, today. Our firm offers reasonable fees and payment arrangements to all clients.

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